Job Details
Background
The Mid Markets Group is responsible for maintaining relationships with and servicing mid-corporates with turnover between 2.5 to 7.5 Billion. It provides end-to-end banking solutions across the financial spectrum ranging from transaction banking solutions, term loans, treasury and risk management solutions, structured products, M&A advisory, and investment banking in collaboration with multiple product groups. It is also responsible for the appraisal and monitoring of credit limits.
Purpose of the Job
An assistant relationship manager is responsible for credit appraisal of the corporates and client servicing. An ARM is responsible for the execution of end-to-end set processes such as financial analysis, note-making, documentation, etc. for the transactions under the guidance of the Relationship Manager. ARM also assists the Relationship manager in Client servicing and portfolio management. ARM is also responsible to understand & cross-sell retail liability & asset products to clients. ARM is also responsible for generating new leads under the guidance of RM.
Reports to: Relationship Manager Mid Markets Group
Key deliverables:
- Credit Appraisal: Assistant Relationship manager is expected to understand in detail the client's business, financials and prepare quality appraisal notes in collaboration with the Risk Management team.
- Documentation: ARM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. ARM is also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
- Portfolio management: Assist the Relationship Manager in managing a high-quality portfolio of corporate clients
- Support the Relationship Manager in achieving business targets, acquiring and onboarding new clients
- Understand & cross-sell various retail asset & liability products to capture the entire ecosystem of corporate clients
Key skills:
- Understanding of financial statements such as Balance sheet, P&L A/c & Cash flow statements
- Knowledge of computation of key financial ratios
- Knowledge of Basic Banking products
- Communication and presentation skills
- Basic working knowledge of Word, Excel, and PPT
Competencies:
- Collaboration (Forge's understanding with others and carries others along, considers the impact on the organization, not just own targets/metrics, and acts accordingly)
- Passion (Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties)
- Organization Capability (Builds structures, systems, and processes to support strategy, focuses on productivity as a business lever, sets a personal example in driving quality for achieving world-class service delivery)
Qualification & Experience:
- CA / MBA Finance with 2 - 12 years of relevant experience